Nest Independent Account

Make sure your children find their way in the adult world of finance

Log in and open an account

Use daily without extra fees

0 PLN
maintenance of your first account

0 PLN
all Elixir online domestic transfers

0 PLN
BLIK deposits and withdrawals from ATMs

0 PLN
deposits and withdrawals from Euronet ATMs in Poland

0 PLN
first Visa debit card

0 PLN
cash withdrawals when paying by card for purchases in a stationary store (Cash Back)

See what you and your children can get with a Nest Independent Account
Safety
Your child's finances are under your watchful eye. After logging in to your account, you will have access to your child's account. In the dedicated My Family tab, you can set limits for transfers and the teenager's card, and you may view their expenses.
Quick help
An emergency situation has happened to your child and you're not around, right? Use the "Lifebuoy" function and set an amount that your teenager can immediately withdraw from your Nest Account, e.g., during a school trip or summer camp.
No fees
Free introduction of the child to the world of finance. Using a Nest Independent Account – as in the case of a Nest Account – there are no fees for maintaining an account and handling a debit card.
Convenience of use
Does your child use their phone for almost everything? They can pay for purchases with their phone (Apple Pay, Google Pay) and, thanks to the mobile app, they will have convenient access to funds and BLIK payments.

Do you want to teach your child about money management?

Nest Your Goals Account
Savings do not grow in a classic piggy bank, but in Nest Your Goals Account they will.
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Nest Your Goals Account

Try a savings account that helps you quickly and efficiently raise money for your dream goals.

  • 0 PLN for operating a payment (savings) account
  • It teaches and motivates to save for a chosen goal
  • Up to 6,9% per annum for 90 days up to 20,000 PLN
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Savings Account
Free access to funds when needed.
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Savings Account

We recommend the Nest 13+ Savings Account, into which your teenage child will be able to deposit money to save up and withdraw it as need be.

  • Up to 6,9% per annum for the first 90 days up to 10,000 PLN
  • 0 PLN for maintenance of account
  • 0 PLN for internal transfers between teenage accounts at the bank
More ↗

Additionally take advantage of

Visa Card
The Visa Card for a Nest Independent Account is:

  • 0 PLN for issuing and handling the debit card

  • 0 PLN for cash deposits and withdrawals in the largest network of Euronet cash deposit machines

  • Pay contactless with your smartphone and watch

Nest Deposit
If a teenager already has savings and will not need them for some time, they can multiply them in the deposit.

  • They select the duration of the deposit themselves

  • They gain an attractive interest rate

  • Deposit available from the amount of 1,000 PLN

How to open Nest Independent Account?

Prepare the child's document (school ID card, ID card or passport) and log in to online banking or mobile application. In some cases, we may also require a scan or photo of your child's birth certificate.

Apply for a "Child Account" and confirm with an SMS code

Your child can use the account (login will be sent to the e-mail address). You can also open a child account at any Nest Bank branch

Log in and apply ↗
Fees and commissions
summary table
Personal accountFee
Opening a payment account0 zł
Maintenance of a payment account0 zł